Benefits to Choosing a Mortgage Broker vs. Bank for Your Home Loan

Mortgage Broker Loans:

  • Varied loan options compared over different banks and lenders
  • Greater flexibility in loan guidelines
  • Interest rates can be lower than banks
  • Experts in real estate loans

Bank Loans:

  • Conservative loan programs
  • Lengthy process
  • May not be experienced with real estate loans

FHA vs. Conventional Loans

What are discount points and how do they work?